facilities

The Chittoor Co-Operative Town Bank LTD.

Our bank offers competitive interest rates, ensuring you earn the highest returns on your savings. Enjoy convenient locker facilities and explore our flexible options with multiple loan products tailored to your needs.

Highest Interest Rate

The bank is offering the highest interest rate to its depositors, providing them with an attractive return on their deposits.

Locker Facilities

Our bank takes pride in offering secure locker facilities with the lowest rentals, ensuring that your valuables are protected without compromising your budget.

Multiple Loan

Bank Proving multiple loan like Housing Loan, house repairs/renovations, Business and professional loans, vehicle loans.The bank is giving Gold Loans with quick service and with low interest rates.

The Chittoor Co-Operative Town Bank LTD is registered with DICGC

Link : https://www.dicgc.org.in

Loan & Advances

Home Loan

A home loan is a financial arrangement where a lender provides funds to a borrower for purchasing or refinancing a home. The borrower repays the loan over an agreed period with interest. Home loans make homeownership accessible, allowing individuals to fulfill their housing aspirations through manageable repayment plans.

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Business Loan

A business loan is a financial arrangement where a company borrows funds from a lender to support its operations, expansion, or other financial needs. The borrower agrees to repay the loan amount with interest over a specified period, helping businesses access capital for growth and sustainability.

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Mortage Loan

A mortgage loan is a financial arrangement where a borrower secures funds from a lender to purchase real estate. The borrower repays the loan over a set period, with interest. The property serves as collateral, allowing the lender to seize it if the borrower fails to meet repayment obligations.

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Gold Loan

A Gold Loan is a secured financial product where individuals pledge their gold ornaments or coins to obtain funds from a lender. The loan amount is determined by the gold's value, and repayment terms are agreed upon. It offers a quick and efficient way to meet short-term financial needs.

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Vehicle Loan

A vehicle loan is a financial arrangement where a lender provides funds to a borrower for purchasing a vehicle. The borrower repays the loan in installments, typically with interest. This enables individuals to acquire a vehicle while spreading the cost over time, making ownership more accessible.

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Deposit

Saving Deposit

A savings deposit is a secure financial account where individuals can store and accumulate funds while earning interest. Typically offered by banks, it provides a safe haven for money, allowing depositors to build a financial cushion, plan for future expenses, and earn modest returns on their savings.

Current Deposit

The current deposit refers to a service without any deposit term limitations that cash deposits and withdraws can be made at Bank counters, Bank self-service equipment’s with Bank card,passbook or reserved password during Bank business hours.

Fixed Deposit

A fixed deposit is a secure investment option where a sum of money is deposited in a bank or financial institution for a predetermined period at a fixed interest rate. It offers stability and guaranteed returns, making it an ideal choice for risk-averse investors seeking capital preservation and modest growth.

Fixed Deposit Calculator



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